The Wirt-Rivette Group

Leasing

Leasing provides you and your business numerous benefits when compared to purchasing the equipment:

After 25 years in business we have leased just about anything you can think of. Examples include...

New or Used Equipment: Office equipment, computers, software, copiers, fax machines, furniture, phone and security systems
Industrial Machinery: Bulldozers, cranes, dump trucks, trailers, fork lifts
Medical Equipment: EKG machines, surgery equipment, furniture
Vehicles: Cars, trucks, vans
Specialized Equipment: Storage tanks, beverage equipment, boats, printing equipment

Medical Care Facility $36,646.00 Phone Equipment	Iron & Metal Co. $267,116.00 Caterpillar Cranes	Medical Building $5,250,000.00 Medical/Insurance
Medical Office $170,000.00 Computers/Software	Grocery Store $108,256.00 Cooler, Registers, etc.	CPA Firm $83,233.00 Computer Equipment
Printing Company $98,719.00 Printing Equipment	Cleaning Company $52,643.00 Maintenance Equpiment	Retreat Facility $21,592.00 Exercise Equipment
Vision Center $27,000.00 Vision Equipment	Communication Company $46,413.00 Copiers	Oil Company $55,188.00 Tanks
School $9,800.00 Copiers	Dental Practice $70,327.00 Dental Equipment	Trucking Company $19,525.00 1999 Mack Tractor
Eye Care Facility $121,900.00 Vision Equipment	Reataurant $50,850.00 Kitchen Equipment	Oil/Gas Company $4,200,000.00 Oil/Gas Equipment

Leasing Benefits Include:

WORKING CAPITAL AVAILABILITY

Growth oriented businesses need working capital to grow. With leasing clients avoid large down payments or credit line reduction. An affordable monthly lease payment makes sense.

MAINTAINS BORROWING CAPACITY

Leasing allows you to acquire equipment without affecting your current banking relationships and reducing borrowing power. Current credit lines are left intact.

WORKING CAPITAL LEASE

Leverage the equity you hold in your equipment or real estate by refinancing them through a working capital lease. Better utilize your assets to provide the working capital you need to help your business grow, without using your lines of credit.

ALTERNATIVE TO EQUITY FINANCING

Leasing avoids the dilution of ownership, control, and earnings that equity financing entails.

TAX ADVANTAGES / IMPROVED CASH FLOW

Since lease payments are frequently tax deductible, they are made from pre-tax income rather than after-tax profits, resulting in improved cash flow.

100% FINANCING

Leasing may allow the financing of freight, installation, handling, training and other costs that cannot normally be financed.

RESISTS INFLATION RATE INCREASES

Since lease payments are fixed, there is no worry about increasing interest rates. Leasing also helps avoid the affects of inflation, since the payments are made in "tomorrow's" dollars.

AVOIDS OBSOLETE EQUIPMENT

With leasing, you pay to use the equipment, not to own it. At the end of the lease, you do not have to worry about disposing of obsolete equipment.

Our Commitment

Your business is unique. We recognize that and customize programs to reflect those realities.

Our focus is on growth and solutions for your firm. Our long-term orientation and unique solutions for customers are a key benefit to working with us.